About us

At Machar Loans, we have provided loan products to the public of the United Kingdom for the past two decades. Although in the beginning, we would only see a few customers every month, over the past eight years, these numbers have swelled immensely, and this is all thanks to the financial situation the United Kingdom finds itself in after the markets crashed in 2008.

Unfortunately, after the Brexit vote of this year, our financial advisors just do not see the situation in the country and in fact the world, getting any better in the next couple of years at least. What has this sagging economy led to? Well, more and more people are defaulting on their credit products, be it loans, vehicle payments and credit card payments. And by doing that, they enter into bad credit, which hampers their chances of ever securing a loan product again.

But that is where we come in. We offer a range of loan products for individuals in the United Kingdom who suffer from bad credit ratings brought on by debt. We pride ourselves on these products, particularly our logbook loan offerings, some of the best to be found in the country. Our staff are all experts in their field, determined to find the right loan solution for you. Not only that but they will be with you every step of the process, from the minute you contact us to see how we can help you, guiding you towards a loan product that will not be there in your time of need but also be affordable and easy to repay each month.

As a member of the Consumer Credit Trade Association, we understand that we have a massive responsibility in making sure that we lend in a fair and responsible manner. This means that we need to find the best loan option for you which is something that is all too rare these days. There are many lenders out there just looking to make a quick buck and not worrying at all about the client at the end of the line.

Rest assured, all our contracts are thoroughly explained and written in a manner that the man in the street will understand. No large legal terms, no mumbo jumbo and certainly no hidden clauses or punitive penalties stuck away in the fine print.

You have our word that we will always lend responsibly, be available to answer any questions you might have, only take a vehicle for repossession as our last possible resort (with our logbook loan products) and charge penalty fees only where appropriate and certainly after explaining their need before you sign your contract.

We are here to help and by giving us a chance, you will simply never regret it.